Fast & Easy Loans

At Purple Loans, we believe that owning your home is not just a financial milestone—it’s a foundation for long-term stability and growth. That’s why our Home Loan offering is structured to bring homeownership, construction, renovation, or extension within your reach via flexible, transparent, and tailored financing.

Our Home Loan Advantage

• Wide coverage: Finance purchase of ready homes, resale properties, land considered for construction, or renovation/expansion projects.

• High loan-to-value flexibility: Borrow up to 85–90% of the property value, allowing you to preserve more of your savings for other uses.

• Prepayment support: Make part- or full-prepayments with ease—subject to your loan terms—and reduce EMI or tenure accordingly.

• Clear, customer-first approach: Our policies highlight transparency, offering upfront communication and guidance at every stage.

Who Can Apply?

Eligible applicants include salaried professionals and self-employed Indian residents and Indian nationals living abroad. We support first-time homebuyers, renovators, and those refinancing or extending their existing home. We evaluate applications based on stable income, creditworthiness, repayment history, and property credentials. Occasionally, a co-applicant—like a spouse or parent—can strengthen your profile, and we guide you on that too.

Designed for Your Goals

Whether you're purchasing your first home, constructing from the ground up, renovating, or extending your living space, our home financing adapts to your individual needs. Choose shorter tenures to pay off faster, or longer ones for lower monthly payments. Down payments of 10–20% are often encouraged to ease EMI pressure and increase equity.

Why Purple Loans Stands Out

• Transparent and straightforward: No hidden fees, and a clear roadmap at every milestone.

• Tailored guidance: Personalised support especially for self-employed borrowers, first-time homebuyers, or complex property cases.

• End-to-end support: From document checklist to legal verification to funding, we stay by your side until keys are in hand.

Turning Homes into Reality
At Purple Loans, we believe that every home reflects a dream. Our Home Loan product combines flexible financing, expert guidance, and long-term value—so your goal of owning, building, or upgrading becomes a fulfilled reality. Ready to make your move? Let Purple Loans help open the door to your future.